If you're at these 5 critical points in your life, then you need a financial advisor.

It is common that people seek professional attention when confronted with problems beyond their managerial capacity. When we feel sick, we seek the attention of a medical doctor. When the car changes sound, we look for a car mechanic. When arrested by law enforcement agents, we reach for a lawyer.  When the furniture is not standing upright, we look for a carpenter. The list is exhaustive. But when confronted with financial issues, most people...

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Can you earn in your sleep? Absolutely yes! Here's how..

You work hard for your money, yet your paychecks won’t cover your costs forever. Whether you’re looking to retire or simply to start having some of that hard-earned money do the heavy lifting for you, you probably want to start looking for ways to earn passive income. Passive income -- or money you earn while you sleep -- can become a tool you can use to cover your costs. That will allow you to focus more of your time on things you want to do...

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Business killers in Nigeria

After taking critical surveys about business. I did a lot of researches on various business men and women, I studied their growths and downfall and I came up with this great business killers. Please be very concious about them. 1.POOR BUSINESS BACKGROUND : if you will agree with me. Many people just jump into business because they liked it, some was because they see another person making huge profits from it, some were influenced by friends or...

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Woman, please invest!

I listened to Sade Adu’s ''sweetest taboo’’ recently and nodded my head in soothing appreciation to this old classic tune. What ever happened to fine music of the 80’s? They don’t make music like this anymore. Sade has great talent backed with amazing vocals and wish she would release another inspirational album soon. Women are doing big things these days and more women are breaking barriers. The world is fast changing, just like the investment...

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Don't entertain fear

I saw the movie ‘’Justice League” recently and it delivered just what it promised; excitement, adrenaline rush and the desire for more. I am not usually a movie fanatic, but this by far surpasses any fictional movie I have seen in a while. I hear Thor is good too, but I am yet to see that. Justice League is basically about the formation of an unprecedented league of heroes who recruit a strategy to fight against a newly awakened enemy who has...

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Strategy is Key, Even at the Bus Stop

I was at the very popular Obalende terminal, when a slim lady, probably in her mid- 20’s, walked past me in a jolting manner. She carried a rather heavy bag, almost resembling the size of a 25 liter jerry can and managed to lift the daunting weight through the crowd. Her movement was rhythmic, almost as though she was walking the runway at a fashion show, and the next minute the rhythm would stop and she would continue in that jolting manner....

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Passionate about football?? You'd make a Great investor!

The thought of investing in the stock market scares away lots of people. Many get nervous thinking about it like it’s some alien concept. This need not be the case. Chances are that you are already making investments in other areas of your life with a deep sense of commitment. The fundamentals are the same. Following a football club is one of such areas. Have you ever encountered a circle of friends discussing the performance of their favourite...

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Tips for Nigeria investors

For those heavy on stocks, below are some of my opinions on current happenings and what I think you should be aware of (be prepared for, be not caught in a surprise about). 1. Global financial markets have been awash with cheap money and government funded assets purchase pushing assets value (bonds, equities, derivatives etc except a few commodities). The result is that very many assets are selling at prices above their usual long term average 2....

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How to teach your children to be investors rather than spenders

During my interaction with students in high school, I discovered that most teenagers are clueless about investing. They get an “A” for knowing how to spend money, and many work hard for income, but few know how or why they should invest in stocks, mutual funds, or index funds. Typically, most teenagers haven’t thought about building wealth by paying themselves first. This is a consequence of the wrong orientation about money. Sometimes the biggest...

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If you can't save, please read this!

Ordinarily, savings means regularly putting aside a portion of the money you are given or earn in a safe place that pays interest. We live in a society enmeshed in consumerism. Everyone crave for societal recognition by indulging in mindless acquisition. The importance of savings had been so relegated, especially among the youths. I keep wondering how far this generation can go in wealth creation with this poor attitude towards savings and...

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You can't afford not to invest

If you are not investing you are giving away money, simple as that. If you have your money under your mattress, or in a save deposit box, this money is losing value. Why? As we all know, due to inflation. Most of the developed economies are pursuing monetary policies that try to achieve higher inflation rates, known as expansionary monetary policies.  Every single person that has an income should be investing a percentage of its money, period....

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Optimize your investment strategy with these tips

After the 2008-2009 consolidation in the banking sectors, there was a massive boom in the Nigerian Stock Market. This made a lot of people to invest in stocks. But not long thereafter, many of them lost their investments, because they were ill-prepared before dabbling into the market. To avoid making some of the mistakes you have to take heeds to some of these admonition before you invest in shares: Seek advice Working with a qualified financial...

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Leadership: Why Nobody takes Nigerian Youths Seriously

The idea of Nigerian youths in politics and governance has been advanced by several youths and youth groups in recent times. The argument we made back then, remains the same today. The idea of youth as leaders of tomorrow has reduced a demographic majority to a political minority. What this means is that while the youths control the majority of votes cast during elections, they end up controlling nothing after politicians win elections.A close...

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Money mistakes to avoid this year

Making financial mistakes will leave you financially stagnant which is why you need to avoid it to achieve your financial goals in the New Year 2018.Here are five financial mistakes you must avoid in 2018 1. Living beyond your means. Living beyond your means while the little finance you have is going down the drain is really a drastic financial mistake you must avoid in 2018. Stop living beyond your means. If you keep living an expensive lifestyle...

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